Net Salary Calculator

Calculate your take-home pay after taxes and Social Security in Spain (2025)

Also used as your Social Security base (2025 rates apply)

Additional expenses (€2,000 general expenses included by default)

Net Monthly
0.00
Take-home pay
Total Deductions
0.00
Social Security + Tax (monthly)

Annual Breakdown

Gross Annual Income36,000.00
Deductible Expenses
Social Security-€0.00
Base: €3000.00/month
General expenses-€2,000.00
Total-€2,000.00
Taxable Income34,000.00
Calculated Tax (before deductions)0.00
Final Tax0.00
Net Annual Salary
Net Monthly: €0.00
0.00

IRPF Tax Brackets (2024)

0 - €12,45019%
12,450 - €20,20024%
20,200 - €35,20030%
35,200 - €60,00037%
60,000+45%

How it works

1

Social Security Deduction

Fixed monthly amount based on your income bracket (base de cotización). Not calculated as a percentage.

2

Deductible Expenses

Business expenses reduce your taxable income. This includes Social Security contributions, general expenses (€2,000), and other business costs.

3

IRPF Tax Calculation

Progressive tax on taxable income (gross minus deductible expenses). Different portions are taxed at different rates.

0 - €12,45019%
12,450 - €20,20024%
20,200 - €35,20030%
35,200 - €60,00037%
60,000 - 45%
4

Tax Deductions

Personal deductions (insurance, age-based, children) reduce the final tax amount based on tax brackets.

5

Net Salary

Final amount after all deductions: Gross Income - Deductible Expenses - Final Tax = Net Salary

Frequently Asked Questions

Why is my net salary lower than expected?

As an Autonomo, you pay both Social Security (bracket-based fixed amounts) and income tax (IRPF) on your earnings. The progressive tax system means higher earners pay a higher percentage in taxes.

Can I reduce my tax burden?

Yes, you can deduct business expenses, and take advantage of tax deductions (insurance, personal deduction, children). Our Pro plan includes expense management and tax optimization.

How often do I pay taxes?

As an Autonomo, you make quarterly tax payments (Modelo 130) and an annual tax return (Renta). You also pay Social Security monthly.

What's the difference between gross and net salary?

Gross salary is your total income before any deductions. Net salary is what you actually receive after Social Security contributions and income tax are deducted.